When you’re hauling loads across the country, the unexpected can happen. That’s why having the right insurance coverage is essential — not just to protect your truck, but your business and livelihood too. At Logrock, we help find affordable truck insurance that fits your unique needs, whether you’re an independent owner-operator or managing a growing fleet.
Types Of Trucking Insurance:
Primary Liability Insurance coverage is required by law and protects you if you cause damage to other vehicles or property while driving. It doesn’t cover your own truck or cargo but keeps you compliant with federal regulations.
Want to protect your truck and trailer? Physical Damage Coverage helps pay for repairs or replacements if your equipment is damaged in an accident, theft, or natural disaster.
Your cargo is your cargo — until something happens to it. Motor Truck Cargo Insurance protects the value of the freight you’re hauling in case of damage, theft, or loss during transit.
When you’re driving your truck without a trailer, bobtail insurance steps in to cover liability. It’s especially useful for independent drivers who operate under someone else’s authority.
If you’re driving your truck for personal use or outside of work-related activities, NTL insurance covers you for liability. It’s perfect for those off-duty moments.
Trucking businesses face risks beyond the road. General Liability Insurance covers injuries, property damage, and legal fees for incidents that happen off the highway — like at loading docks or during deliveries.
If you have employees, workers’ comp is crucial. It covers medical expenses and lost wages if someone gets injured on the job, keeping your team protected and your business compliant.
At Logrock we know every trucking operation is unique. That’s why we work with you to tailor a policy that checks all the boxes you need — and keeps your costs as low as possible. Â
Head over to Logrock to get a custom quote today! Let’s keep your business rolling, one mile at a time! đźššÂ
Written by Daniel Summers
Reviewed by Mike Davis
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