HOT SHOT INSURANCE: STOP OVERPAYING.
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Get Your Fast Hotshot QuoteIn the hotshot business, speed is everything.
Your entire operation is built on getting freight delivered fast. So why are you wasting time calling multiple agents, filling out the same forms, and overpaying for your hot shot insurance?
Logrock is different.
We are a Top 10 truck insurance broker that specializes only in trucking. We do the shopping for you. With one simple application, we provide competitive hot shot truck insurance quotes from multiple A+ Carriers, finding you the best rate, fast.
Who Needs Hotshot Trucking Insurance?
This specialized coverage is essential for your business. You need hot shot insurance if:
- You are an independent owner-operator.
- You haul expedited, time-sensitive freight.
- You use a pickup truck (Class 3, 4, or 5) with a trailer, like a gooseneck or flatbed.
- You are a for-hire carrier operating under your own authority.
How Much Does Hotshot Trucking Insurance Cost?
Cash flow is king. You need a rate that protects your business without draining your profits.
While your final price depends on your specific profile, an average hot shot insurance policy typically ranges from $7,000 to $15,000 per year.
Your exact rate is determined by:
The Logrock Advantage: Don't guess. We find your best price.
By making A+ carriers compete for your business, we find savings you can't find on your own. We get you the coverage you need at the best possible price, fast.
Get Your Fast Hotshot QuoteHotshot Insurance Coverages: Get Protected, Don't Overpay
A cheap policy with gaps isn't a deal—it's a risk. We are experts at building the right policy.
Commercial Auto Liability
Covers bodily injury and property damage you cause to others in an accident.
Physical Damage
Protects your truck and trailer from repair costs. Includes Collision and Comprehensive (theft, fire, vandalism).
Motor Truck Cargo
Protects the value of the freight you are hauling from loss or damage.
General Liability
Covers claims for injury or property damage that don't involve your truck (e.g., at a loading dock).
Specialized Coverage
We can add coverage for your equipment (tarps, ramps, binders) and for Loading & Unloading.
Regulatory Filings Made Easy (MCS-90)
Don't let paperwork slow you down. Our specialists handle your regulatory filings to ensure you are 100% compliant.
We'll guide you through the CDL vs. Non-CDL requirements and make sure your authority is active and compliant.
MCS-90 (Proof of Liability)
This is the FMCSA endorsement that proves you have the required liability insurance to protect the public.
The Logrock Difference: Stop Calling, Start Saving.
Why is Logrock the easiest way to get hot shot insurance? Because our entire model is built for truckers like you.
One Simple Form (Not 10)
Stop repeating yourself. Fill out our single, simple application in minutes. It's fast and respects your time.
We Shop. You Save.
The second you hit "submit," we instantly shop your policy with our network of A+ rated carriers.
Expert Advice in Minutes
A Logrock trucking specialist (not a call center agent) will call you back—often in minutes—to review your personalized quotes.
Hotshot Insurance FAQs
What is hot shot trucking insurance?
Hot shot trucking insurance is a specialized package of commercial insurance policies for operators who use medium-duty trucks and trailers to haul expedited freight. It includes liability, physical damage, and cargo coverage.
Do I need a CDL for hot shot trucking?
Not always. If your equipment's combined GVWR (Gross Vehicle Weight Rating) is 26,000 pounds or less, you usually do not need a CDL. However, you will still need a USDOT authority and full commercial insurance.
What does hot shot insurance cover?
A strong hot shot insurance policy covers:
- Primary Liability: Damage you cause to others.
- Physical Damage: Damage to your own truck and trailer.
- Motor Truck Cargo: Damage to or loss of the freight you are hauling.
- General Liability: Non-vehicle accidents (e.g., at a customer's dock).
How do I get a hot shot insurance quote with Logrock?
It's the easiest way to get insured:
- Click "Get a Quote" and fill out our single, simple application.
- We instantly shop your application to our network of A+ carriers.
- An expert from our team calls you in minutes to review your personalized quotes and help you choose the best plan.
Logrock's Extensive Service Area
Logrock is proud to serve a vast network of states, ensuring reliable service across key economic and commercial corridors.
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
How to Start a Non-CDL Hotshot Trucking Company - Step by Step
Thinking about starting your own Non-CDL Hotshot Trucking Company? Daniel from the Truck Insurance Channel breaks down the entire process step-by-step to help you launch your hotshot business right — from setting up your LLC to applying for your Motor Carrier Authority and everything in between.
This is a no-fluff, practical guide aimed specifically at non-CDL hotshot trucking operators hauling general freight across state lines. If you want to get your trucking company started the right way and avoid costly delays or mistakes, this video is for you.
Get Your Hotshot Insurance Quote NowStop Overpaying. Get Your Quote in Minutes.
Fill out one simple form and let A+ Carriers compete for your business.
Get Your Hotshot Insurance Quote NowQUOTES IN LESS THAN 5 MINUTES
THE EASIEST WAY TO GET TRUCK INSURANCE.
