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Start Your Trucking Company: FMCSA Authority Prep Guide

March 13, 2025

Thinking about hitting the road with your own trucking company? This guide is your no-nonsense roadmap to getting your FMCSA authority without hitting any bumps. We'll walk you through the essential prep work, from figuring out those hefty insurance costs and picking the right business structure like an LLC, to setting up your business addresses and handling the flood of calls and emails that come with starting up. You'll learn how to keep your personal life separate, manage your communications like a pro, and what to look out for when the FMCSA comes calling for your new entrant audit. This isn't just theory; it's practical, actionable advice to help you build a solid foundation, stay compliant, and get your wheels turning smoothly. Don't just hope for the best; prepare for success.

DOT Record & Truck Insurance: Clean Record, Lower Rates

March 20, 2025

Learn how your DOT record impacts truck insurance premiums. Discover actionable strategies to maintain a clean DOT record, reduce risk, and save money on commercial truck insurance.

Trucking Insurance 101: What Coverage Do You Really Need?

March 27, 2025

Don't Overpay for Truck Insurance

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How to Choose the Right Truck Insurance Policy for Your Business (2025 Edition)

Navigating the world of commercial truck insurance can be a headache, but this guide cuts through the jargon to give small trucking company owners and independent drivers the practical advice they need. You'll learn about crucial coverages like Commercial Auto Liability, Physical Damage, and Cargo Insurance, understanding exactly what each means for your rig and your livelihood. The article walks you through how to assess your specific business needs—from truck type and cargo to driver profiles—ensuring you get the right protection without overpaying. Plus, get actionable tips on choosing the best terms, finding reputable providers, and adapting your policy as your business grows. This isn't just theory; it's straightforward, actionable advice to keep your wheels turning and your business secure.

What Is Liability Truck Insurance? A 2025 Guide for Truckers

Operating a commercial truck means facing big risks every day. This no-nonsense guide cuts through the jargon to explain what liability truck insurance is all about, why it's your first line of defense, and how it keeps your trucking business on the right side of the law. You'll learn exactly what this crucial coverage protects—bodily injury, property damage, and legal defense costs for others—and why it's non-negotiable for compliance. We break down federal and state requirements, including FMCSA mandates, and tackle common questions like the difference between primary and non-trucking liability. Plus, get practical tips on how to potentially lower your premiums without compromising essential protection. This isn't just about paperwork; it's about securing your livelihood and ensuring peace of mind on the road.

Primary Auto Liability vs General Liability for Truckers: What’s the Difference?

Hey owner-operators and small trucking business owners! Navigating the world of trucking insurance can feel like a heavy haul, especially when it comes to understanding the critical differences between primary auto liability and general liability. This no-nonsense guide cuts through the confusion, explaining exactly what each type of coverage does, why you need both for true protection, and what risks you face if you skip one. We break down the federal mandates for primary auto liability and how general liability safeguards your business from non-driving incidents like slip-and-falls or property damage. Get straight answers on costs and compliance, ensuring your rig and your livelihood are always covered, preventing costly out-of-pocket surprises. Make smart choices to stay compliant and protect your hard-earned business.