Heads up, owner-operators and small fleet owners! New DOT and FMCSA regulations hitting in 2025 are about to shake up your truck insurance. This isn't just paperwork; these updates, including a potential jump in minimum liability coverage to $2 million, stricter monitoring of insurance filings, and increased scrutiny for new carriers, will directly impact your premiums, compliance, and even your ability to stay on the road. We break down exactly what these changes mean for your commercial truck insurance policy and what you need to do *right now* to prepare. Learn how to review your policy, stay informed, and partner with the right insurance provider to navigate these critical updates, budget for potential cost increases, and avoid penalties. Your business's lifeline depends on staying ahead of the curve.